Author: Private Lending Agent

With the exceptional support of Service First Mortgage, Alexandra San Martino aims to triple her business and expand her team.FORT WORTH, Texas, July 9, 2024 /PRNewswire/ — Driven by a bold vision for the future, Alexandra Sammartino decided to join Service First Mortgage due to a desire to significantly strengthen her business operations and expand her team. She believes Service First Mortgage's cutting-edge resources, comprehensive support systems and innovative technology provide her the perfect platform to achieve exponential growth. Leveraging these cutting-edge tools and services, Sammartino plans to take her business to new heights. Alexandra San Martino “Joining Service First…

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Approximately $10 million in loans made this year To date in 2024, we have provided over 1,600 real-time email referrals to inside sales reps and responded to over $22 billion in qualified loan inquiries. BOCA RATON, Fla., July 09, 2024 (GLOBE NEWSWIRE) — Janover Inc. (Nasdaq: JNVR) (“Janover” or the “Company”), an AI-enabled platform for commercial real estate transactions, today announced impressive results driven by its advanced AI commercial loan agents, who have significantly enhanced customer engagement and have already facilitated approximately $10 million in loans in 2024 through the Janover platform. Key Results of AI Loan Advisor The AI…

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The Bank of England (BoE) was seen as a near certainty to cut interest rates in August, and the bank had previously hinted at doing so, but hopes of a cut in the summer were dashed by members of the BoE's interest rate setting committee.Interest rates are being kept at a 16-year high of 5.25% to curb rising consumer prices, but rising rates are raising borrowing costs, including mortgages.With inflation finally hitting the 2% target in May, markets had assumed a rate cut in the summer was all but certain.Bank of England Governor Jonathan Haskell poured cold water on City…

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Canada's June labour market data was weaker than most analysts expected, showing a net loss of 1,400 jobs. (Steve Russell/Toronto Star via Getty Images) (Steve Russell via Getty Images)National Bank of Canada economists have warned that Canada's unemployment rate is on track to reach or exceed 7 per cent this year unless the Bank of Canada (BoC) cuts interest rates “soon.”Taylor Schleich, director of economic strategy at National Bank of America Financial Markets, said in a note Monday that the labor market is “breathing” and shouldn't be ignored in favor of just focusing on inflation.”We would say a July rate…

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Really supportIndependent journalismClick here for detailsCloseOur mission is to provide unbiased, fact-based journalism that holds power accountable and exposes the truth.Every donation counts, whether it's $5 or $50.Support us to deliver journalism without purpose.First Direct cut the mortgage rates it offers by up to 0.17 percentage points on Tuesday, following a wave of rate cuts from major lenders last week.The bank has cut interest rates on two-, three- and five-year fixed-payment mortgages aimed at first-time home buyers and those relocating.The cuts also include a reduction in two-year fixed-rate contracts for those with a 15% down payment, reducing the current interest…

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Business presenter Ian King has answered 21 questions from readers of the Sky News Money blog on what a Labour government means for your personal finances.How will a Labour government affect benefits?Marie-Kate Ian King says…The expectation is that the UK’s principal disability benefit, Personal Independence Payments or PIP, will change.Labour has promised an overhaul of the welfare system, taking in Universal Credit as well as PIP, although details are currently scant. The thrust of Labour’s policy, though, will be to try and reduce economic inactivity and get more people of working age into the labour force. The party’s manifesto said…

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Business presenter Ian King has answered 21 questions from readers of the Sky News Money blog on what a Labour government means for your personal finances. How will a Labour government affect benefits?Marie-KateIan King says…The expectation is that the UK’s principal disability benefit, Personal Independence Payments or PIP, will change.Labour has promised an overhaul of the welfare system, taking in Universal Credit as well as PIP, although details are currently scant. The thrust of Labour’s policy, though, will be to try and reduce economic inactivity and get more people of working age into the labour force.The party’s manifesto said on…

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SezeryadigalInvestment Thesis My previous bullish thesis on the Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) has been plenty convincing, as the stock has delivered a total return of 2.7% since mid-April. My analytical update shows that summer is historically a good time to build up a position in SCHD, as the ETF typically performs quite well from October to December. Beyond seasonality, there are clear fundamental reasons to remain bullish on SCHD. I believe it is unlikely the Fed will start cutting rates anytime soon, as housing inflation is expected to remain elevated through 2027, propelling headline metrics. Additionally, the labor…

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CLSQ has launched LiveEPC to provide UK mortgage lenders with real-time access to Energy Performance Certificate (EPC) data. LiveEPC empowers mortgage lenders to change the way they make decisions by integrating the latest EPC information directly into their systems. This gives lenders access to up-to-date data on EPC certificates submitted to the official register, a major advantage over the traditional monthly text file downloads from the Department for Housing and Community Improvement (DLUHC), which are one to two months behind. With LiveEPC, lenders have access to automated processes that deliver data as soon as it is available, which can be…

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The U.S. is at a critical juncture as inflation continues to moderate and the Federal Reserve considers the timing of future interest rate cuts, a “critical juncture” highlighted by Jack Kleinhenz, chief economist at the National Retail Federation. “Today, we're waiting again,” Kleinhenz said, referring to 2017, when economists were waiting to see whether rapid economic growth and low unemployment would spark higher inflation. “Just like in 2017, the economy is strong and the labor market is still relatively tight, but this time we're waiting for inflation to fall. We're also waiting for the Federal Reserve to decide when to…

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