High-yield savings accounts from online banks are one of the best options for earning a great interest rate. Getty Images/iStockphoto It's wise to start putting money aside now for expenses you may face in the future. After all, you never know when a financial emergency will strike, and when it does, you'll probably need a financial safety net to fall back on. “A lot of things happen,” says William Thompson, CFP and financial planner at Valor Wealth Partners, LLC. “You lose your job, you need to replace an appliance, your car breaks down, etc. — you need funds you can…
Author: Private Lending Agent
Swansea Building Society has renewed its partnership with Swansea City Football Club for the 2024/25 season. The agreement is based on a four-year commercial partnership which will see both clubs continue to brand the backs of players' shirts. Alan Williams, chief executive of Swansea Building Society, said: “We are delighted to resume our support of Swansea City AFC as back of shirt sponsor for the 2024/25 season. Our long-standing partnership with the club underlines our shared commitment to the Swansea community. This year we will be introducing new colours for the away kit which continue to reflect our innovative spirit…
To get the best mortgage rates, make sure your credit is in good standing before you apply. Getty Images/iStockphoto If you're looking for a new home or considering refinancing your current mortgage, you may be facing some challenges. With high mortgage interest rates and limited housing inventory, finding affordable options can be tough. But it's not impossible, especially if you have a good credit score and an excellent overall application. Of course, if you're looking to buy a new home or considering refinancing your home, it's important to know what mortgage interest rates to expect. We've listed the current average…
The central government on Friday kept interest rates unchanged on all small savings schemes for the July-September quarter of fiscal 2025. In the previous quarter too, the government had kept interest rates unchanged for the April-June quarter ahead of the Lok Sabha elections. “The interest rates of various small savings schemes for the second quarter of financial year 2024-25 (from July 1, 2024 to September 30, 2024) shall remain unchanged from the rates notified for the first quarter of financial year 2024-25 (from April 1, 2024 to June 30, 2024),” the finance ministry said in a notification. Some of the…
Editor's note: We earn commission from Forbes Advisor partner links. Commissions do not influence our editors' opinions or ratings. Mortgage interest rates are fluctuating and unpredictable and can change many times between applying for your loan and paying it off. If you want to avoid uncertainty and want to stick with the interest rate on your mortgage offer, get a mortgage interest rate lock. Although interest rate locks give borrowers peace of mind, they are not foolproof: after locking in a rate, it's possible to miss out on a lower interest rate, or the loan may not close before the…
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors’ opinions or evaluations. Mortgage rates just can’t seem to get into a sustainable downward groove. After hitting a 2024 high of 7.22% to start May, the average 30-year fixed mortgage rate has fallen 36 basis points. A basis point is one one-hundredth of a percentage point. For the week ending June 27, the 30-year fixed rate was 6.86%, according to Freddie Mac. Many housing market experts don’t expect mortgage rates to recede significantly in the coming months unless the Federal Reserve decides…
What's happening in the US commercial insurance industry? | Insurance Business America Insurance News What's happening in the US commercial insurance industry? Changing competition signals new trends Insurance News Altea javelina According to the latest Lockton Market Update, increased competition among insurers is occurring in the U.S. commercial insurance sector, resulting in more stable and predictable renewal outcomes for policyholders. Published quarterly by Lockton, the largest independent insurance brokerage, the report analyzes trends in the commercial property and casualty insurance markets in the U.S. The June edition offers insights into the economic and geopolitical changes affecting the insurance industry, significant…
The building is located at 11080 Circle Point Road in Westminster. (Courtesy of Landsea Homes) Want your sale or lease listed here? We've introduced a new process for submitting your deal. Fill out this form to get it listed in our pipeline next week and learn more about the deals we'll be accepting here. Featured Deals: Publicly traded homebuilder Landsea Homes has leased 10,652 square feet at 11080 Circle Point Road, Suite 340 in Westminster to serve as headquarters for its Colorado branch. The space can accommodate up to 60 employees, but so far only 21 have moved in. Landsea…
The Northwest Indiana housing market offers a wide variety of properties, from charming lakefront cottages to spacious suburban homes. Whether you're a buyer searching for your dream home or a seller looking to maximize your profits, navigating the real estate transaction process can be complicated and daunting. Don't worry, a qualified real estate agent like us at Quadwalls can help make the process easier for you. Real Estate Agents' Roles and Responsibilities to Northwest Indiana Home Buyers Finding your dream home in NWI can be like searching for a needle in a haystack. Between online listings, open houses, and exploring…
While the numbers may make it look like the overall U.S. economy is doing well, at the ground level the situation is much tougher and more grim. The skyrocketing interest rates imposed by the Federal Reserve to tame inflation hung like a grim, dark cloud over would-be home buyers, car buyers, growing families, and businesses new and old, large and small. It meant missed opportunities, compromises, and waiting.It's not that the average American is in poverty. It's that many are struggling and feeling squeezed more than they expected. In the American Dream, if you work hard, things will get better.…