Author: Private Lending Agent

Paid non-client promotion: Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate investing products to write unbiased product reviews. Why Use a Real Estate Investing App?Investing in real estate doesn’t have to be difficult. You have several easier alternatives if you want to avoid the legwork of conducting extensive property research, finding tenants, and regularly maintaining the asset(s). Online investment apps offer convenience and increased accessibility for a wider audience of potential investors to…

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Globally integrated real estate group Lendlease, global sustainability consultancy Arup and Schneider Electric, a leader in the digital transformation of energy management and automation, detail innovative strategies to increase commercial real estate value (CRE) in a new whitepaper titled “Getting more from your core investment: How rapid fit-out can boost commercial real estate returns”. The whitepaper shows how to balance flexible occupancy opportunities with addressing sustainability challenges. “As a recent McKinsey report noted, buildings account for nearly 40% of global carbon emissions,” noted Ester Monod, president, Global Buildings, Schneider Electric. “This reality requires urgent action, especially as CRE companies navigate…

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The Commercial Property Assessment Capital Expenditures Act (C-PACE) passed the state Assembly on Thursday, establishing a statewide program that provides long-term financing options from private contractors to businesses to pay for improvements. Capital expenditure programs are available in more than 30 states. In North Carolina, property owners and qualifying commercial properties can apply to the North Carolina Economic Development Partnership and be approved for long-term financing from private lenders. Funded entirely by private capital, C-PACE loans offer competitive interest rates and encourage certain improvements in new and existing buildings. The bill authorizes the Department of Commerce and the North Carolina…

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In a landmark ruling with far-reaching implications for banks and other lending institutions, the Supreme Court upheld an earlier ruling that banks must seek Treasury approval to increase interest rates. The court was ruling on an appeal in a long-running civil dispute between Stanbic Bank and its former client, Santwells Ltd. Stanbic was ordered to refund 10 million Kenyan shillings to Santwells Ltd after it was found to have charged interest rates higher than those capped decades ago. Stanbic then applied to the Supreme Court seeking interpretation of sections 44 and 52 of the Banking Act. While Article 44 is…

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Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors’ opinions or evaluations. Personal loan rates currently range from around 7% to 36%, depending on the lender, borrower creditworthiness and other factors. While interest rates are not the only costs associated with taking out a loan, it’s important to compare lenders to identify the best personal loan rates available. Best Personal Loan Rates Of 2024 The above lists our best personal loan providers by lowest to highest annual percentage rate (APR) range. The below lists these providers in order from highest to…

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Survey: 42% of parents don't teach their kids about long-term investing Stock performance during every recession since 1980 The state of LGBTQ finance: A survey of 2,000 Americans ESG, SRI and impact investing: what they are, how to get started and fund performance State of Streaming 2024: Streaming Services and Consumer Sentiments An Introduction to Digital Real Estate in the Metaverse Average net worth by age, education level, and race Survey: Men are four times more likely to have secret cryptocurrency accounts than women Survey: The Importance of Diverse Investment Role Models Are Alternative Investments the Best Hedge Against Inflation?…

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Baylor Scott & White Holdings (BSW), the largest not-for-profit health system in Texas, sued insurer Factory Mutual Insurance Company in February 2021 for denying claims for business interruption losses totaling more than $192 million due to COVID-19. BSW said its claims were based on physical losses and/or physical property damage caused, among other things, by the presence of COVID-19 on its premises. The insurance that BSW purchased from Factory Mutual covered two common claim types: property damage and time element claims. The insurance does not cover contamination, or costs resulting from the contamination, including the inability to use or occupy…

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Source: Mortgage Bankers Association Delinquency rates for commercial mortgages continued to rise through the first three months of 2024. Increases were seen across most funding sources, pointing to challenges posed by maturing loans amid rising interest rates, uncertainty about property values ​​and questions about the fundamentals of some properties. It's important to recognize that different capital sources track delinquencies in different ways. And there's good reason for that. The rise in delinquency rates on bank commercial mortgages was caused by banks designating non-multifamily loans, especially office loans, as “zero accrued interest,” meaning that while loan payments may not be late,…

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Survey finds housing costs and interest rates weighing on consumers' mindsAmerican consumers are growing increasingly nervous about housing costs and interest rates as inflation fears reach their highest level in recent years, according to a new survey released by TransUnion.Nearly half of Americans rank home prices and interest rates as their top three financial concerns, despite overall inflation easing slightly, according to the financial services company's Q2 2024 Consumer Pulse Survey.do not miss it:The report, which examined changes in consumer attitudes and behavior based on income, debt and other factors, found that 47% of respondents cited home prices as their…

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This is almost three times the €162 million invested in the first three months of the year, and activity was spread across many sectors, with sales in the retail, office, healthcare, residential and industrial markets standing out.The largest transaction was the off-market sale of a large rental apartment development in Malahide, north Dublin, for €70 million.Colin Richardson, research director at CBRE Ireland, reported an uptick in investor demand for existing private rented apartment investments and student housing, and expects demand to rise further in the second half of the year. Among the properties thought to have had a sale agreed…

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