Marketing emails are one of the most informative and helpful, yet most annoying forms of communication. While I would obviously prefer to receive an email informing me of 14 BOGO sales, no smokescreen signals or carrier pigeons have ever wasted my time with misleading subject lines, and the messages they do deliver to me are (usually) quite personal. So how can you best represent your brand, attract customers, and increase sales without alienating them? Let's take a look at some of the most frustrating email marketing tactics and work backwards. First, have you ever answered a call or opened a…
Author: Private Lending Agent
…Investment demand will drive gold prices to $2,700-3,000 per ounce by 2025 Citi is optimistic that gold investment demand will rise over the next 12 to 18 months to absorb all of mining supply, a new framework report shows. This follows gold investment demand from China and central banks around the world, which rose to more than 85% of mine supply in the first quarter of 2024. “Looking forward, we expect gold investment demand to grow enough to absorb almost all mine supply over the next 12 to 18 months, supporting our base case of a gold price of $2,700…
Calculated Risk 2024/07/03 07:00:00 AM From MBA: Latest MBA Weekly Survey Shows Increase in Mortgage ApplicationsAccording to the Mortgage Bankers Association's (MBA) Weekly Mortgage Application Survey for the week ending June 28, 2024, mortgage applications fell 2.6% from the previous week.The Market Composite Index, a measure of mortgage application volume, was down 2.6% week-over-week, seasonally adjusted. Unadjusted, the index was up 8% week-over-week. The Refinance Index was down 2% week-over-week and up 29% from the same week a year ago. The Seasonally Adjusted Purchase Index was down 3% week-over-week. The Unadjusted Purchase Index was up 7% week-over-week and down 12%…
NEW YORK, July 3, 2024–(BUSINESS WIRE)–KKR Real Estate Finance Trust (KREF) (NYSE: KREF) announced today that it plans to release its second quarter 2024 financial results on Monday, July 22, 2024 after the close of trading on the New York Stock Exchange.A conference call to discuss KREF's financial performance will be held at 10:00 a.m. ET on Tuesday, July 23, 2024. The conference call can be accessed by dialing (844) 784-1730 (U.S. calls) or +1 (412) 380-7410 (outside the U.S.). No passcode will be required. The conference call will also be broadcast live over the Internet and will be accessible…
Some of Wall Street's biggest commercial lenders have quietly begun selling off delinquent commercial loans. While these moves are happening quietly behind the scenes and don't involve entire portfolios, they may signal growing concern that some delinquent commercial loans will never be repaid because the office market may never recover. At the very least, these big banks appear to be taking steps to protect themselves against a worst-case scenario. do not miss it:The commercial sector has been a source of concern for economists and mortgage lenders since the pandemic ended, as once-full office space suddenly found itself empty as demand…
Big banks have quietly begun selling off troubled commercial loansSome of Wall Street's biggest commercial lenders have quietly begun selling off delinquent commercial loans. While these moves are happening quietly behind the scenes and don't involve entire portfolios, they may signal growing concern that some delinquent commercial loans may never be repaid as the office market may never recover. At the very least, these big banks appear to be taking steps to protect themselves against a worst-case scenario.do not miss it:The commercial sector has been a source of concern for economists and mortgage lenders since the pandemic ended, as once-full…
If you have savings you want to protect against market fluctuations but still earn a decent yield, consider a high-yield savings account. These accounts work just like traditional savings accounts, but they pay a much higher interest rate (around 5% annual interest or more).That said, savings interest rates vary widely, so it's important to do your research and find a competitive rate. Not sure where to start? Here's more information on current savings interest rates and where to find the best offers.Where are the highest savings rates available right now?According to the FDIC, the average interest rate on a traditional…
In some ways, this is unfair to homeowners. There are tenants who are living on a landlord's property but not paying rent. During that time, the landlord is responsible for paying the mortgage and other property expenses and keeping up with repairs, and they cannot foreclose on the property without a court order, which can take anywhere from six months to a year (or longer in some cases). Landlords are fairly unique in that they must continue to provide services even if their customers (in this case, tenants) don't pay. Restaurants don't have to keep serving food to people who…
Jake Webster, managing director at Seventy-Nine Group, writes that finding profitable buying opportunities in good times as well as bad is the key to successful commercial real estate investing. A rising tide floats all boats, and this is true not just for the real estate industry, but for the economy in general. The economic boom of the early 2000s and the subsequent bust of 2008 are a case in point: Easy financing combined with double-digit inflation in property prices allowed amateur investors with little or no experience to make profits, only for many to get hurt in the resulting global…
Many or all of the products and brands we promote and feature including our ‘Partner Spotlights’ are from our partners who compensate us. However, this does not influence our editorial opinion found in articles, reviews and our ‘Best’ tables. Our opinion is our own. Read more on our methodology here. The mortgage rate you pay is key to keeping your mortgage costs lower. It’s also why you should shop around if you’re looking for a new mortgage deal. Whether you’re ready to compare mortgages right now or want to keep tabs on the latest mortgage rates in the UK, everything…